Your convictions
Begin with the Christian principles you want considered and the questions that have led you to look more closely at your investments. Investors do not all apply faith in exactly the same way, so clarity comes before assumptions.
BRI Investing
Faith-Based Investing Portfolios
Explore a Biblically Responsible Investing approach that gives Christian values a clear place alongside risk, diversification and the future you are building.
A Clearer Starting Point
Let your convictions be part of the investment conversation.
Faith-based investing begins with a simple recognition: the investments held inside an account can represent ownership interests in many businesses, and some investors want their money to reflect the convictions that shape the rest of their lives. That desire deserves a practical, unhurried conversation rather than a vague label or a rushed portfolio change.
At BRI Investing, faith-based investing means Biblically Responsible Investing. The approach applies a Christian values lens to the investment process, while keeping the financial questions that matter in view. Your objectives, time horizon, comfort with market movement, need for income or liquidity, costs and existing accounts still deserve careful attention.
For some people, this begins with a question about what their current funds own. For others, it is a review of retirement savings, a taxable account or assets they have inherited. The starting point can differ, but the work is the same: understand what you have, identify what matters to you and consider whether a values-led portfolio is appropriate for your circumstances.
Faith-based investing is not a promise that every investment decision will become simple. It is a way to give values a defined place in a disciplined process, so you can ask better questions before deciding what to do next.
A Values Lens, Applied Carefully
What belongs in a faith-based investing conversation.
The screening approach
Understand the activities a BRI portfolio seeks to avoid or reduce, how screening information is used and why screening is a process rather than a guarantee of perfect alignment at every moment.
Portfolio discipline
Consider allocation, diversification, risk capacity, costs, liquidity and the role an account plays in your larger financial life. A values lens belongs inside investment discipline, not outside it.
Ongoing perspective
Portfolios and personal circumstances can change. Regular review helps keep decisions connected to the goals, resources and responsibilities that shape your life over time.
How BRI Applies Faith
Be specific about what the portfolio is designed to consider.
MRA’s Biblically Responsible Investing process seeks to avoid or reduce exposure to companies involved in business activities that conflict with the Biblical principles applied to the portfolios. That includes abortion, human exploitation, sexuality-related activities inconsistent with the screening methodology, cannabis, alcohol, tobacco and gambling.
Specificity matters because “faith-based” can mean different things in different settings. A clear screening conversation lets you understand the actual lens being applied, instead of asking you to rely on a general impression. It also gives you an opportunity to decide whether the approach fits your own convictions.
The screen is not the whole portfolio. Company activities, available information, third-party data and the investment vehicles available can affect exposure. Screening practices can change, and no process can guarantee that every holding will reflect every investor’s interpretation of Biblical teaching at all times.
That is why an honest faith-based investing conversation includes both values and tradeoffs. A narrower universe of investments may lead to different sector, company or regional exposures than an unscreened approach. Understanding that possibility is part of making a decision you can stand behind.
A Disciplined Process
Screening belongs alongside the work of building and maintaining a portfolio.
- Understand your starting point
- Clarify values and risk
- Review portfolio fit
- Monitor and revisit
Gather the accounts, investment statements and questions you already have. Identify what each account is meant to support, then discuss the Christian principles you want considered alongside your objectives, time horizon, liquidity needs and ability to remain invested when markets are unsettled.
Explore how BRI screening, allocation and diversification work together. A recommendation, if appropriate, follows a suitability review rather than a one-size-fits-all answer. Portfolios are reviewed quarterly or as needed, with attention to drift, market conditions, underlying investments, screening information and changes in your circumstances.
Faith-based investing is most useful when it stays connected to the full picture. A portfolio may be one part of a larger financial life that includes retirement timing, taxes, cash reserves, protection needs, estate decisions and charitable intentions. The right approach is personal, deliberate and clear about what it can and cannot do.
Who This May Help
Consider a BRI portfolio when conviction and careful stewardship both matter.
A faith-based investing conversation may be helpful when you want more than a broad claim of responsible investing. You may be looking for a Christian values lens that is explained clearly, a disciplined view of risk and diversification, and an advisor relationship that treats your circumstances as individual.
- You want to understand what your current investments may be supporting.
- You are considering a values-led approach for retirement, taxable or inherited accounts.
- You want Christian convictions considered without treating a screen as a substitute for investment analysis.
- You want to weigh portfolio tradeoffs before making a change.
- You value ongoing review as your goals, responsibilities or resources evolve.
BRI Investing is a service of MRA Advisory Group. It is not an investment solution for every investor. An individual recommendation is considered only after the appropriate suitability process, including a review of objectives, time horizon, risk profile, liquidity needs and other relevant circumstances.
If you want a fuller overview of the portfolio approach, start with the WealthBuilder BRI Investment Guide. If you are ready to discuss your own accounts and questions, an MRA advisor can help you decide what deserves a closer look.
Common Questions
Get clear on the approach before making a change.
What is faith-based investing?+
Faith-based investing is an approach that considers religious or moral convictions alongside traditional investment factors. At BRI Investing, the approach is Biblically Responsible Investing, which applies a Christian values lens while still considering objectives, risk, diversification, costs, liquidity and time horizon.
What does a faith-based portfolio seek to avoid?+
MRA’s BRI process seeks to avoid or reduce exposure to companies involved in business activities that conflict with the Biblical principles applied to the portfolios. Those areas include abortion, human exploitation, sexuality-related activities inconsistent with the screening methodology, cannabis, alcohol, tobacco and gambling.
Can a faith-based portfolio be diversified?+
Diversification remains important, but a values screen can change a portfolio’s available investment universe and its exposure to sectors, companies or regions. It does not guarantee a profit or protect against loss. Portfolio fit depends on the investor’s circumstances and objectives.
Does faith-based investing eliminate risk?+
No. All investing involves risk, including possible loss of principal. A faith-based approach can have different results from an unscreened portfolio, and it should be evaluated with the same care given to allocation, time horizon, liquidity needs and costs.
How can I explore whether a BRI portfolio fits?+
A conversation with an MRA advisor can begin with your current accounts, your convictions, your questions and the role you want investing to play in your financial life. Individual recommendations are considered only after the appropriate suitability process.
A Conversation About BRI
See whether faith-based investing belongs in your plan.
Bring the questions, accounts and priorities already on your mind. An MRA advisor can help you explore whether Biblically Responsible Investing fits your circumstances.
Meet an advisor